TrainedBooks
Compare

TrainedBooks vs Wave

Quick answer

TrainedBooks vs Wave: Wave is free-to-start, do-it-yourself accounting and invoicing software popular with very small businesses; Wave sets pricing for its paid features and services. TrainedBooks is automatic bookkeeping software you operate — it categorizes every transaction for you with a reason and runs a monthly close aimed at done by the fifth business day, while you review only the flagged items and keep a ledger you own and can export anytime. It adds a location-aware tax set-aside (federal + your state), multi-currency, and a tax-ready package so your tax pro just reviews and files — starting at $35/mo with a free start, no card required, and a 30-day money-back guarantee.

Last updated: July 2026

Wave's free core is a genuinely good deal — if you're happy doing the bookkeeping yourself. The trade is your time: you categorize, you reconcile, you figure out what to set aside for taxes. TrainedBooks costs money and does the work: every line categorized with a reason, a guided monthly close, a location-aware tax set-aside, and a CPA-ready packet.

What Wave is: Wave is free-to-start, do-it-yourself accounting and invoicing software popular with very small businesses; Wave sets pricing for its paid features and services.

Wave
TrainedBooks
What it is
Free-to-start DIY accounting and invoicing software.
Automatic bookkeeping and monthly close, reviewed by you.
Who does the categorizing
You do, in Wave's interface.
TrainedBooks does, with a confidence and a plain-English reason per line; you approve what's flagged.
Monthly close
Up to you to run and remember.
A guided close — review, reconcile, lock — aimed at done by the fifth business day.
Tax set-aside
Not a surfaced feature.
A monthly, location-aware set-aside from real profit — federal plus your state.
Accountant handoff
Reports you assemble for your tax pro.
A one-click CPA packet: P&L, balances, 1099 and payroll summaries, open items, full register.
Price
Free core; paid features priced by Wave.
From $35/mo, free start, no card, 30-day money-back guarantee.

Comparison based on each product's publicly described positioning and is provided for general information. Competitor names and trademarks belong to their respective owners. Pricing and features change — check each provider for current details.

Where TrainedBooks is different

A ledger you own

Your books live in a ledger you control and can export anytime — no lock-in.

It does the work, you review

Every line categorized for you with a reason; only the few ambiguous items come to you.

Closed by the fifth

A guided monthly close — review, reconcile, lock — aimed at done by the fifth business day.

Profit + tax set-aside

Your real profit and a monthly tax set-aside, adjusted for how your business is taxed.

TrainedBooks vs Wave — FAQ

Why pay for TrainedBooks when Wave is free?

You're trading money for hours: Wave gives you tools to do the bookkeeping; TrainedBooks does the bookkeeping — categorization with reasons, a monthly close, tax set-aside, and a CPA-ready packet. If your time is worth more than the subscription, the math is short.

Can I move from Wave to TrainedBooks?

Yes — export your transactions from Wave as CSV and upload them, or just connect your bank and let TrainedBooks pull history directly. Categories rebuild automatically and you review what's flagged.

Does TrainedBooks do invoicing like Wave?

Yes — invoicing with A/R aging is included on the Studio plan. The core difference remains who does the books: with TrainedBooks the categorizing and closing is done for you.

See your own numbers before you decide.

Load a sample business or drop in your own statement. No card required.

Start free, no card →

More comparisons